REAL MONEY FOR REAL GOALS
Our company is engaged in lending to small and medium – sized businesses in the international market by offering business loans for working companies for the amount of 500,000.00 euros and up to 5 years.
Credit interest rates for business begin with 5% per annum and may vary depending on the risk assessment of your company conducted by our credit committee.
Our credit products are much more prompt and bending than traditional banking financing, and are available to companies throughout all aspects of their corporate life cycle.
We provide funding, based mainly on the guarantees of the bank of the company serving in the country of the borrower, which can be easily provided to the borrower at the expense of the bank of the bank of the borrower of assets, including machines, vimans, production equipment or any real estate owned by the borrower himself or his property guarantor.
Such a lending technique often accelerates the process of making a positive decision with our credit committee, even if the financial indicators or the movement of the money of the borrower company have not very good indicators, which is often for other creditors and banks this is a big problem.
By obtaining a loan from our company, you can increase the value of your business, as well as significantly replenish the company’s working capital, modernize or acquire fixed assets, as well as solve more global tasks facing the company.
Check out our main sectors of the economy that we will credit
Agriculture
Agriculture remains the largest sector of the economy of each country and plays a decisive role in ensuring the country’s food security and providing the population with food.
However, the features of agricultural production, such as the seasonality, uneven movement of working capital, cause a lack of working capital enterprises of the agro -industrial complex and often need significant non -expensive credit resources.
Construction and real estate
All over the world, the real estate construction market is considered one of the least risky areas for long -term lending or investing with a sufficiently high level of profitability.
The lack of developers of their own resources, in a sufficient amount for the development of a particular project, leads to the involvement of credit resources from external sources to real estate projects.
Manufacturing
The use of loans in the economic activities of enterprises in the production sector allows them to be provided with the necessary volume of funds to carry out an uninterrupted production process, increase profitability and strengthen control for the implementation of sales and profit plans, as well as the safety of our own working capital.
Energy and Technology
Lending the energy sector of the economy in each country leads to an increase in energy -firing and reducing the cost of the production of electric and thermal energy, improves the reliability of the supply and reduces the effect of energy -use on the environment.
An important role in the development of advanced innovative engineering solutions related to the production of electric and thermal energy without the use of scarce fossil fuel is played by huge financial investments in the early stages of their introduction.
Logistic and transport
The structure of the transport industry includes road, rail and air transportation.
Transport not only meets the transportation needs of the population, it is the largest component of the infrastructure of any city and has a significant impact on the dynamism and efficiency of the long-term development of the region, as well as the country itself as a whole.
The need for lending to transport infrastructure is determined by the task facing the state of each country to improve the quality of life of citizens so that it is more comfortable and convenient, with reliable and safe transport links.
Frequently asked questions (FAQ)
Who can get a loan or open a credit line for business?
A loan for business can take companies over 6 months of registration, as well as private entrepreneurs who have a valid business and service in TOP 10 banks Borrower’s Country.
To do this, you need to confirm the possibility of issuing a bank guarantee (BG) to your company serving your company, provide a business project (TES), as well as other necessary documents requested by our credit committee.
What documents are needed to obtain a loan?
For companies:
constituent documents;
licenses, permits, patents, business project, brief technical and economic rationale for the project;
documents confirming the powers of the head of the company, as well as the signature of the loan agreement;
identity documents of the company’s management staff, as well as all the shareholders of the compass provided with a resolution of 300 dpi in color;
consent to the processing of personal data;
Bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the country of the Borrower.
For individual entrepreneurs:
color scanned copy of the passport with a resolution of 300 dpi; licenses, permits, patents, business project, brief technical and economic rationale for the project;
consent to the processing of personal data;
bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the Borrower’s country.
What purposes can you spend a loan received for business?
Money provided on a loan for business development can be used for:
replenishment of working capital;
taxes;
salary payment;
purchase of commercial real estate, acquisition of fixed assets: equipment, transport;
repair of commercial real estate, equipment, transport;
project financing, paying for contractors for the implementation of a business project.
Credit money cannot be used for the purpose. They can not be spent on the purchase of shares and other securities or the payment of dividends, on repayment or issuing loans, to pay off tax debt, to pay for participation in the tender and some other goals.
If I have loans from other banks, can I apply for a loan from your company?
Yes, despite the credit obligations to other banks of your company or private entrepreneur, you can contact us for a loan secured by BG issued via SWIFT MT 760 to our bank with subsequent sending of a hard copy for BG by bank courier service.
Why receive a loan from the TCC?
We have offer:
favorable conditions of business lending;
flexibility of the payment payment schedule;
low rates and long terms;
convenient ways to repay the loan body;
support, assistance and detailed consultations for the entire duration of the loan agreement.
Fill out the form or leave a request on the site.
Our experts will contact you and answer all your questions, and also help you choose the most suitable and profitable loan in your case.
What types of loans are there for business?
We offer several types of credit. One of these types is a loan with a purpose for the opening of a new business related to financing a profitable business project or the development of an existing one;
acquisition of commercial real estate or production facilities (United Kingdom only);
non -renewable credit line, with the provision of a loan amount in parts.
What is the procedure for providing a loan?
The loan is provided by the bank of our company with the transfer of the loan amount by one or more tranches in accordance with the schedule of the loan under the bank’s bank details of the borrower of the borrower indicated in the contract within two banking days from the date of receipt of the Hard Copy of the BG or from the prime bank of the financial guarantor included Top 30.
What are the ways to repay a loan?
Payments for the return of the body of the loan and paying interest for its use can be of several types (annuity, accrual for the balance (classic), differentiated).
The selected type of repayment of the loan will be indicated in the loan agreement and reflected in the loan payment schedule.
Typically, the loan repayment schedule is agreed with each borrower separately taking into account his wishes and capabilities.
In most cases, payment of the loan body is made at the end of the loan term established by the loan agreement or equal parts in proportion to the term for which the loan is issued.
Payment of interest for the use of a loan is made on a quarterly borrower, annually or for a separate coordination of the parties, which will be confirmed by a schedule for repayment of a loan, which is a neotemic part of a loan agreement.
All payments for the return of the loan body and interest are paid in the loan currency for the account that we specified in the account.
Early repayment of the loan is allowed without penalties after 6 months of use of a loan.
Is it possible to get a loan secured by BG/SBLC issued from prime banks?
Yes, we can accept BG/SBLC instead of guaranteeing your company serving your company. The BG/SBLC should be released with Prime Banks included in the TOP 30 Worlds Banks just for purchase.
The financial instrument should be released only in the name of our company.
The BG/SBLC released for leasing as a guarantee of repayment for the loan provided is not accepted.
All details related to the provision of guarantees from the financial guarantor must be additionally agreed with the employees of the credit committee of our company.
What will happen to the borrower’s bank guarantee (BG)?
With the proper and fully fulfillment of the borrower of obligations under the loan agreement, the BG paper copy, which is under storage in the depository of our bank, will, along with the letter confirming the fulfillment of the obligations under the loan agreement, was returned to the issuer bank within 5 banking days from the date of receipt of all due payments for Credit use.
In case of improper fulfillment of obligations by the borrower under a loan agreement or untimely repayment of the loan body or payment of interest for the use of a loan, Lender will apply to the procedure and terms specified in the agreement and the deadlines, to the bank, which issued the BG/SBLC for the payment of such debt instead of the borrower.
How to get a loan?
Mission and principles
Our client's goals are our highest priority. Therefore, regardless of the circumstances that arise, we work for the result that our client expects.
We set ambitious goals for ourselves and confidently move towards results, sometimes achieving even more than our client expects.
We observe honest, fair, transparent and trusting relations as between our team employees with our clients and partners.
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