Our international financial company TCC, cooperating with the World Bank group and maintaining its goal to achieve universal access to finance, eradicate poverty and ensure universal prosperity of people around the world, provides loans to small and medium -sized businesses in economically developing countries on loyal conditions.

We achieve this, financing effective projects of the private sector of the economy in developing countries, contributing to this economic development of the country of the borrower, as well as improving the standard of living of people.

Cooperation with our clients begins with acquaintance through the direction of the completed application on our website and providing brief information from the client with a description of the project or the purpose of which is required to financing.

Upon receipt of an application for a loan to us directly through the form, filled out on the site, or through our authorized agent, our experts study the appeal for its viability and the need for a deeper study and study.

When making a positive decision in the interest of the received appeal, such an appeal will be submitted to the credit committee in our company.

The credit committee consists of employees of our company, as well as external representatives with the experience of international lending, as well as having experience of lending in the countries of potential borrowers on which we concentrate.

The consideration process, starting from the client’s appeal, studying the client’s project, consists of several stages that must be passed before the loan can be provided.

In the process of studying both the appeal of the client and his project and other documents on the activities of the borrower company, all the risks associated with the provision of a loan for the implementation of his project in the country of the client, as well as an assessment of social and managerial systems and methods for his subsequent support in Client’s country.

After the approval of an appeal to a loan
With a positive decision of the credit committee on the provision of a loan to a potential borrower to develop his project, we will provide the client with our requirements and indicate all the conditions that must be fulfilled before the loan is provided.

After the presence of a positive decision of the credit committee, we continue closer cooperation with the potential borrower, in order to ensure that his company complies with our requirements and standards, as well as to coordinate the procedure and requirements of the legislation of the two countries, especially the currency legislation in the country of credit funds , signing a loan agreement, as well as on issues of organizing the issue of a guarantee of a bank serving a company in the country of a borrower and other organizational issues.

When the client is fulfilled by the conditions and requirements provided by us, an international loan agreement is signed with the borrower (if necessary, it is registered with the central bank in the borrower country), on the basis of which it will be transferred from the creditor bank to the bank of the loan of the loan, one or more tranches in accordance with the achieved between the reached between parties to agreements.

The goals of our customers have the highest priority for us. Therefore, regardless of the circumstances, we work for the result that our client expects.

We value honest, fair, transparent and trusting relationships with our clients and partners.

How to get a loan?
Check out our main sectors of the economy that we will credit
Agriculture

Agriculture remains the largest sector of the economy of each country and plays a decisive role in ensuring the country's food security and providing the population with food. However, the features of agricultural production, such as the seasonality, uneven movement of working capital, cause a lack of working capital enterprises of the agro -industrial complex and often need significant non -expensive credit resources.

Construction and real estate

All over the world, the real estate construction market is considered one of the least risky areas for long -term lending or investing with a sufficiently high level of profitability. The lack of developers of their own resources, in a sufficient amount for the development of a particular project, leads to the involvement of credit resources from external sources to real estate projects.

Manufacturing

The use of loans in the economic activities of enterprises in the production sector allows them to be provided with the necessary volume of funds to carry out an uninterrupted production process, increase profitability and strengthen control for the implementation of sales and profit plans, as well as the safety of our own working capital.

Energy and Technology

Lending the energy sector of the economy in each country leads to an increase in energy -firing and reducing the cost of the production of electric and thermal energy, improves the reliability of the supply and reduces the effect of energy -use on the environment. An important role in the development of advanced innovative engineering solutions related to the production of electric and thermal energy without the use of scarce fossil fuel is played by huge financial investments in the early stages of their introduction.

Logistic and transport

The structure of the transport industry includes road, rail and air transportation. Transport not only meets the transportation needs of the population, it is the largest component of the infrastructure of any city and has a significant impact on the dynamism and efficiency of the long-term development of the region, as well as the country itself as a whole. The need for lending to transport infrastructure is determined by the task facing the state of each country to improve the quality of life of citizens so that it is more comfortable and convenient, with reliable and safe transport links.

Frequently asked questions (FAQ)

A loan for business can take companies over 6 months of registration, as well as private entrepreneurs who have a valid business and service in TOP 10 banks Borrower’s Country.
To do this, you need to confirm the possibility of issuing a bank guarantee (BG) to your company serving your company, provide a business project (TES), as well as other necessary documents requested by our credit committee.

For companies:
constituent documents;
licenses, permits, patents, business project, brief technical and economic rationale for the project;
documents confirming the powers of the head of the company, as well as the signature of the loan agreement;
identity documents of the company’s management staff, as well as all the shareholders of the compass provided with a resolution of 300 dpi in color;
consent to the processing of personal data;
Bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the country of the Borrower.

For individual entrepreneurs:
color scanned copy of the passport with a resolution of 300 dpi; licenses, permits, patents, business project, brief technical and economic rationale for the project;
consent to the processing of personal data;
bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the Borrower’s country.

Money provided on a loan for business development can be used for:
replenishment of working capital;
taxes;
salary payment;
purchase of commercial real estate, acquisition of fixed assets: equipment, transport;
repair of commercial real estate, equipment, transport;
project financing, paying for contractors for the implementation of a business project.

Credit money cannot be used for the purpose. They can not be spent on the purchase of shares and other securities or the payment of dividends, on repayment or issuing loans, to pay off tax debt, to pay for participation in the tender and some other goals.

Yes, despite the credit obligations to other banks of your company or private entrepreneur, you can contact us for a loan secured by BG issued via SWIFT MT 760 to our bank with subsequent sending of a hard copy for BG by bank courier service.

We have offer:
favorable conditions of business lending;
flexibility of the payment payment schedule;
low rates and long terms;
convenient ways to repay the loan body;
support, assistance and detailed consultations for the entire duration of the loan agreement.

Fill out the form or leave a request on the site.
Our experts will contact you and answer all your questions, and also help you choose the most suitable and profitable loan in your case.

We offer several types of credit. One of these types is a loan with a purpose for the opening of a new business related to financing a profitable business project or the development of an existing one;
acquisition of commercial real estate or production facilities (United Kingdom only);
non -renewable credit line, with the provision of a loan amount in parts.

The loan is provided by the bank of our company with the transfer of the loan amount by one or more tranches in accordance with the schedule of the loan under the bank’s bank details of the borrower of the borrower indicated in the contract within two banking days from the date of receipt of the Hard Copy of the BG or from the prime bank of the financial guarantor included Top 30.

Payments for the return of the body of the loan and paying interest for its use can be of several types (annuity, accrual for the balance (classic), differentiated).
The selected type of repayment of the loan will be indicated in the loan agreement and reflected in the loan payment schedule.
Typically, the loan repayment schedule is agreed with each borrower separately taking into account his wishes and capabilities.
In most cases, payment of the loan body is made at the end of the loan term established by the loan agreement or equal parts in proportion to the term for which the loan is issued.
Payment of interest for the use of a loan is made on a quarterly borrower, annually or for a separate coordination of the parties, which will be confirmed by a schedule for repayment of a loan, which is a neotemic part of a loan agreement.
All payments for the return of the loan body and interest are paid in the loan currency for the account that we specified in the account.
Early repayment of the loan is allowed without penalties after 6 months of use of a loan.

Yes, we can accept BG/SBLC instead of guaranteeing your company serving your company. The BG/SBLC should be released with Prime Banks included in the TOP 30 Worlds Banks just for purchase.
The financial instrument should be released only in the name of our company.
The BG/SBLC released for leasing as a guarantee of repayment for the loan provided is not accepted.
All details related to the provision of guarantees from the financial guarantor must be additionally agreed with the employees of the credit committee of our company.

With the proper and fully fulfillment of the borrower of obligations under the loan agreement, the BG paper copy, which is under storage in the depository of our bank, will, along with the letter confirming the fulfillment of the obligations under the loan agreement, was returned to the issuer bank within 5 banking days from the date of receipt of all due payments for Credit use.
In case of improper fulfillment of obligations by the borrower under a loan agreement or untimely repayment of the loan body or payment of interest for the use of a loan, Lender will apply to the procedure and terms specified in the agreement and the deadlines, to the bank, which issued the BG/SBLC for the payment of such debt instead of the borrower.

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Mission and principles

Our client's goals are our highest priority. Therefore, regardless of the circumstances that arise, we work for the result that our client expects.

We set ambitious goals for ourselves and confidently move towards results, sometimes achieving even more than our client expects.

We observe honest, fair, transparent and trusting relations as between our team employees with our clients and partners.

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