REAL MONEY FOR REAL GOALS
TCC financial company with headquarters in London, United Kingdom. The company was created by highly qualified specialists from the financial and investment areas of activity with work experience for more than 10 years.
We provide customers around the world with a full range of high-quality services in the field of corporate finance, investing an existing business or startup.
We constantly strive to surpass the expectations of our customers. Our team works as a support for promoting and expanding opportunities that contribute to long-term success to our customers.
Significant experience in the investment and financial areas of business, high professionalism of the team and an individual approach to each client, puts us in the foreground. We believe in building with our clients strong business and financial relationships based on trust, transparency and unchanging support.
Our success is inextricably linked with the success of our customers. Therefore, we are aimed at the result and strive to find the most effective solution to the task set for us.
We are proud that we are enthusiastic about what we are doing, and always strive to develop and provide the best service for our customers.
We are here to help each other succeed.
Check out our main sectors of the economy that we will credit
Agriculture
Agriculture remains the largest sector of the economy of each country and plays a decisive role in ensuring the country’s food security and providing the population with food.
However, the features of agricultural production, such as the seasonality, uneven movement of working capital, cause a lack of working capital enterprises of the agro -industrial complex and often need significant non -expensive credit resources.
Construction and real estate
All over the world, the real estate construction market is considered one of the least risky areas for long -term lending or investing with a sufficiently high level of profitability.
The lack of developers of their own resources, in a sufficient amount for the development of a particular project, leads to the involvement of credit resources from external sources to real estate projects.
Manufacturing
The use of loans in the economic activities of enterprises in the production sector allows them to be provided with the necessary volume of funds to carry out an uninterrupted production process, increase profitability and strengthen control for the implementation of sales and profit plans, as well as the safety of our own working capital.
Energy and Technology
Lending the energy sector of the economy in each country leads to an increase in energy -firing and reducing the cost of the production of electric and thermal energy, improves the reliability of the supply and reduces the effect of energy -use on the environment.
An important role in the development of advanced innovative engineering solutions related to the production of electric and thermal energy without the use of scarce fossil fuel is played by huge financial investments in the early stages of their introduction.
Logistic and transport
The structure of the transport industry includes road, rail and air transportation.
Transport not only meets the transportation needs of the population, it is the largest component of the infrastructure of any city and has a significant impact on the dynamism and efficiency of the long-term development of the region, as well as the country itself as a whole.
The need for lending to transport infrastructure is determined by the task facing the state of each country to improve the quality of life of citizens so that it is more comfortable and convenient, with reliable and safe transport links.
Frequently asked questions (FAQ)
Who can get a loan or open a credit line for business?
A loan for business can take companies over 6 months of registration, as well as private entrepreneurs who have a valid business and service in TOP 10 banks Borrower’s Country.
To do this, you need to confirm the possibility of issuing a bank guarantee (BG) to your company serving your company, provide a business project (TES), as well as other necessary documents requested by our credit committee.
What documents are needed to obtain a loan?
For companies:
constituent documents;
licenses, permits, patents, business project, brief technical and economic rationale for the project;
documents confirming the powers of the head of the company, as well as the signature of the loan agreement;
identity documents of the company’s management staff, as well as all the shareholders of the compass provided with a resolution of 300 dpi in color;
consent to the processing of personal data;
Bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the country of the Borrower.
For individual entrepreneurs:
color scanned copy of the passport with a resolution of 300 dpi; licenses, permits, patents, business project, brief technical and economic rationale for the project;
consent to the processing of personal data;
bank guarantee (BG) issued by the bank serving the borrower serving the company included in the TOP 10 banks of the Borrower’s country.
What purposes can you spend a loan received for business?
Money provided on a loan for business development can be used for:
replenishment of working capital;
taxes;
salary payment;
purchase of commercial real estate, acquisition of fixed assets: equipment, transport;
repair of commercial real estate, equipment, transport;
project financing, paying for contractors for the implementation of a business project.
Credit money cannot be used for the purpose. They can not be spent on the purchase of shares and other securities or the payment of dividends, on repayment or issuing loans, to pay off tax debt, to pay for participation in the tender and some other goals.
If I have loans from other banks, can I apply for a loan from your company?
Yes, despite the credit obligations to other banks of your company or private entrepreneur, you can contact us for a loan secured by BG issued via SWIFT MT 760 to our bank with subsequent sending of a hard copy for BG by bank courier service.
Why receive a loan from the TCC?
We have offer:
favorable conditions of business lending;
flexibility of the payment payment schedule;
low rates and long terms;
convenient ways to repay the loan body;
support, assistance and detailed consultations for the entire duration of the loan agreement.
Fill out the form or leave a request on the site.
Our experts will contact you and answer all your questions, and also help you choose the most suitable and profitable loan in your case.
What types of loans are there for business?
We offer several types of credit. One of these types is a loan with a purpose for the opening of a new business related to financing a profitable business project or the development of an existing one;
acquisition of commercial real estate or production facilities (United Kingdom only);
non -renewable credit line, with the provision of a loan amount in parts.
What is the procedure for providing a loan?
The loan is provided by the bank of our company with the transfer of the loan amount by one or more tranches in accordance with the schedule of the loan under the bank’s bank details of the borrower of the borrower indicated in the contract within two banking days from the date of receipt of the Hard Copy of the BG or from the prime bank of the financial guarantor included Top 30.
What are the ways to repay a loan?
Payments for the return of the body of the loan and paying interest for its use can be of several types (annuity, accrual for the balance (classic), differentiated).
The selected type of repayment of the loan will be indicated in the loan agreement and reflected in the loan payment schedule.
Typically, the loan repayment schedule is agreed with each borrower separately taking into account his wishes and capabilities.
In most cases, payment of the loan body is made at the end of the loan term established by the loan agreement or equal parts in proportion to the term for which the loan is issued.
Payment of interest for the use of a loan is made on a quarterly borrower, annually or for a separate coordination of the parties, which will be confirmed by a schedule for repayment of a loan, which is a neotemic part of a loan agreement.
All payments for the return of the loan body and interest are paid in the loan currency for the account that we specified in the account.
Early repayment of the loan is allowed without penalties after 6 months of use of a loan.
Is it possible to get a loan secured by BG/SBLC issued from prime banks?
Yes, we can accept BG/SBLC instead of guaranteeing your company serving your company. The BG/SBLC should be released with Prime Banks included in the TOP 30 Worlds Banks just for purchase.
The financial instrument should be released only in the name of our company.
The BG/SBLC released for leasing as a guarantee of repayment for the loan provided is not accepted.
All details related to the provision of guarantees from the financial guarantor must be additionally agreed with the employees of the credit committee of our company.
What will happen to the borrower’s bank guarantee (BG)?
With the proper and fully fulfillment of the borrower of obligations under the loan agreement, the BG paper copy, which is under storage in the depository of our bank, will, along with the letter confirming the fulfillment of the obligations under the loan agreement, was returned to the issuer bank within 5 banking days from the date of receipt of all due payments for Credit use.
In case of improper fulfillment of obligations by the borrower under a loan agreement or untimely repayment of the loan body or payment of interest for the use of a loan, Lender will apply to the procedure and terms specified in the agreement and the deadlines, to the bank, which issued the BG/SBLC for the payment of such debt instead of the borrower.
How to get a loan?
Mission and principles
Our client's goals are our highest priority. Therefore, regardless of the circumstances that arise, we work for the result that our client expects.
We set ambitious goals for ourselves and confidently move towards results, sometimes achieving even more than our client expects.
We observe honest, fair, transparent and trusting relationship, both between employees of our team, and with our clients and partners.
There are questions left?
Leave your contact details and our experts will contact you and help you choose the most suitable solution for your financial tasks
OUR TEAM
Yuliia Vafik
From the moment of joining in 2022, Yuliia has manage the financial and economic activities of the company. It develops a company development strategy, controls cash flows on the scale of the entire company and business areas, as well as the work of all departments. Represents the interests of the company in FCA.
Sergio Koltsov
Manages the activities of the company’s commercial department in order to achieve the strategic goals of the company (he subordinates 3 divisional managers, national key account manager, export director, head of trade marketing department, head of analytical department)
Olga Kalion
Is the executive credit director and heads functions of administration of the credits and crediting.
Is responsible for organizational credit risk, practice of crediting, management of assets and administration of crediting that includes service of the credits, observance of requirements for the credits and also closing and payment of the credits.
Oskar Alex
The specialist in service of the credits in department of crediting and investments of the company. He serves as the integral contact person for a wide range of inquiries from clients, participants and employees in this role. Some of its duties include daily accounting of the credit, money transfers of participation, requests for payment and confirmations of audit of the credit. It also is a part of credit committee.
Karina Schults
Engaged in negotiations with the company’s clients. Organizing meetings with clients. Accompanies company employees at negotiations and meetings.
Tammy Woo
Heads functions of administration of the credits and crediting.
At this position he is responsible for service of the credits, observance of requirements for the credits and also closing and payment of the credits.
Sergio is also responsible for systems and processes which in due time provide exact information and reports for our borrowers, external auditors, internal departments and the regulating organizations.
Emma Morton
Megan Rosch
Megan is responsible for managing sustainable growth in the business of lending and investment in the company, for the support of borrowers and projects that correspond to the mission of the company for servicing corporate and private customers.
Megan helps in financial analysis, forecasting, modeling, budgeting and analysis of cash flows in the scale of the entire company and business areas.
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